{"id":2988,"date":"2023-02-02T05:16:42","date_gmt":"2023-02-02T05:16:42","guid":{"rendered":"https:\/\/etaloans.com\/?p=2988"},"modified":"2023-02-02T05:16:46","modified_gmt":"2023-02-02T05:16:46","slug":"%ec%95%84%eb%82%8ce-%eb%b3%b4%ea%b8%88%ec%9e%90%eb%a6%ac%eb%a1%a0-%ec%8b%a0%ec%b2%ad-%ea%b8%88%eb%a6%ac","status":"publish","type":"post","link":"https:\/\/etaloans.com\/%ec%95%84%eb%82%8ce-%eb%b3%b4%ea%b8%88%ec%9e%90%eb%a6%ac%eb%a1%a0-%ec%8b%a0%ec%b2%ad-%ea%b8%88%eb%a6%ac\/","title":{"rendered":"\uc544\ub08cE \ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad \uae08\ub9ac \ub0ae\ucd94\ub294 \ubc95"},"content":{"rendered":"\n<p>\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860\uc774 1\uc6d4 30\uc77c \uc811\uc218\ub97c \uc2dc\uc791\ud558\uba74\uc11c \uc218\ub9ce\uc740 \uc2e0\uccad\uc790\ub4e4\uc774 \ubab0\ub824 \uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \ud648\ud398\uc774\uc9c0\ub294 \uc598\uae30\uce58 \ubabb\ud558\uac8c \ub300\uae30 \uc0c1\ud669\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc6d0\uc774 \ud544\uc694\ud55c \ubd84\ub4e4\uc758 \uc2e0\uccad \uc790\uccb4\ub85c\ub3c4 \uadf8\ub807\uc9c0\ub9cc, \uc6cc\ub099 \ub2e4\uc591\ud55c \uc790\uaca9 \uc870\uac74\uc774 \uc788\uace0, \ub2e4\uc591\ud55c \uc720\ud615\uc5d0 \uc6b0\ub300\uae08\ub9ac\ub97c \uc81c\uacf5\ud558\uace0 \uc788\ub2e4 \ubcf4\ub2c8 \uc5b4\ub5a4 \uc2dd\uc73c\ub85c \uc2e0\uccad\ud574\uc57c \ud558\ub294\uc9c0 \ubb38\uc758\ud558\ub294 \uacbd\uc6b0\ub3c4 \ub9ce\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ud558\ub294\ub370\uc694. \uc624\ub298 \uc774 \uc2dc\uac04\uc5d0\ub294 \uc6b0\ub300 \uae08\ub9ac \uc720\ud615 \uc911 \ud558\ub098\uc778 \uc544\ub08cE \ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad \ubc29\ubc95\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/etaloans.com\/%ed%8a%b9%eb%a1%80%eb%b3%b4%ea%b8%88%ec%9e%90%eb%a6%ac%eb%a1%a0-%ec%9e%90%ea%b2%a9-%ea%b8%88%eb%a6%ac-%ec%8b%a0%ec%b2%ad\/\"><strong>\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc790\uaca9 \uc870\ud68c<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">\ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860\uc774\ub780?<\/h2>\n\n\n\n<p>\uc2e4\uc218\uc694\uc790\ub4e4\uc758 \uc8fc\ud0dd \uad6c\uc785 \uc2dc \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\ub824 \uae08\uc735\uc704\uc6d0\ud68c, \ud55c\uad6d\uae08\uc735\uacf5\uc0ac\uac00 \uc2dc\uc911 \uae08\ub9ac \ub300\ube44 \uc800\ub834\ud55c \uace0\uc815 \uae08\ub9ac\ub85c \uc6b4\uc601\ud558\ub294 \uc815\ucc45 \uae08\uc735 \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>9\uc5b5\uc6d0 \uc774\ud558 \uc8fc\ud0dd\uc5d0 LTV\ub294 \ucd5c\ub300 70%\uae4c\uc9c0 \uac00\ub2a5\ud558\uace0, \uc18c\ub4dd \uc81c\ud55c\uc774 \uc5c6\ub2e4\ub294 \uac83\uc774 \uc7a5\uc810\uc73c\ub85c \uc190\uaf3d\ud799\ub2c8\ub2e4. \ub2e8, \ub2e4\uc8fc\ud0dd\uc790\uc758 \uacbd\uc6b0 \uc774\uc6a9\uc774 \uc5b4\ub824\uc6b4 \uc0c1\ud488\uc774\ub77c\ub294 \uc810 \uc54c\uc544 \ub450\uc154\uc57c \ud569\ub2c8\ub2e4. \uc624\ub85c\uc9c0 \ubb34\uc8fc\ud0dd\uc790 \ud639\uc740 1\uc8fc\ud0dd\uc790\uc778 \uacbd\uc6b0\uc5d0\ub9cc \uc2e0\uccad \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub300\ucd9c \ud55c\ub3c4\ub294 \ucd5c\ub300 5\uc5b5 \uc6d0\uc774\uba70, 10~50\ub144 \ub9cc\uae30\ub97c 10\ub144 \ub2e8\uc704\ub85c \uc9c0\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc55e\uc11c \ub9d0\uc500\ub4dc\ub9b0 \ub300\ub85c 2023\ub144 1\uc6d4 30\uc77c\ubd80\ud130 \ud310\ub9e4\uac00 \uc2dc\uc791\uc774 \ub418\uc5c8\uace0, 1\ub144\uac04 \ud55c\uc2dc\uc801\uc73c\ub85c \uc6b4\uc601\ud558\uba70 \ud5a5\ud6c4 \uc2dc\uc911\uae08\ub9ac \ub4f1\uc5d0 \ub530\ub77c\uc11c \uc5f0\uc7a5 \uc5ec\ubd80\ub97c \uac80\ud1a0\ud560 \uacc4\ud68d\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad \ubc29\ubc95 3\uac00\uc9c0<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<center>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4840105377387446\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \uc0c1\ub2e81 300*250 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:300px;height:250px\"\n     data-ad-client=\"ca-pub-4840105377387446\"\n     data-ad-slot=\"2321616244\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/center>\n\n\n\n<p>\ubcf4\uae08\uc790\ub9ac\ub860\uc744 \uc2e0\uccad\ud558\ub294 \ubc29\ubc95\uc740 \ud06c\uac8c \uc138 \uac00\uc9c0\ub85c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ub840 U-\ubcf4\uae08\uc790\ub9ac\ub860\uc740 \uc628\ub77c\uc778, \ubaa8\ubc14\uc77c\ub85c \uc2e0\uccad\ud558\ub294 \uacbd\uc6b0\ub97c \ub73b\ud558\uba70, \ud2b9\ub840 T-\ubcf4\uae08\uc790\ub9ac\ub860\uc740 \uc740\ud589\uc5d0 \ubc29\ubb38\ud558\uc5ec \uc9c1\uc811 \uc2e0\uccad\ud558\ub294 \uacbd\uc6b0\ub97c \ub73b\ud569\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"385\" height=\"462\" src=\"https:\/\/etaloans.com\/wp-content\/uploads\/2023\/02\/image.png\" alt=\"\" class=\"wp-image-2989\" srcset=\"https:\/\/etaloans.com\/wp-content\/uploads\/2023\/02\/image.png 385w, https:\/\/etaloans.com\/wp-content\/uploads\/2023\/02\/image-250x300.png 250w\" sizes=\"(max-width: 385px) 100vw, 385px\" \/><\/figure><\/div>\n\n\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c \uc544\ub08cE \ubcf4\uae08\uc790\ub9ac\ub860\uc740 \ub300\ucd9c \uac70\ub798 \uc57d\uc815\uacfc \uadfc\uc800\ub2f9\uad8c \uc124\uc815 \ub4f1\uae30\ub97c \uc804\uc790\uc801\uc73c\ub85c \ucc98\ub9ac\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc9c1\uc811 \ubc29\ubb38 \uc2e0\uccad\ud558\ub294 \ud2b9\ub840T-\ubcf4\uae08\uc790\ub9ac\ub860\uacfc \ub2ec\ub9ac \uc790\uccb4\uc801\uc73c\ub85c 0.1% \uae08\ub9ac \uc6b0\ub300\ub97c \ud574\uc900\ub2e4\ub294 \uac8c \ud2b9\uc9d5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc6b0\ub300 \uae08\ub9ac \uc54c\uc544\ubcf4\uae30<\/h3>\n\n\n\n<p>\ud574\ub2f9 \uc0c1\ud488\uc758 \uae08\ub9ac\ub294 \uc18c\ub4dd \ubc0f \uc8fc\ud0dd \uac00\uaca9\uc5d0 \ub530\ub77c\uc11c \uc77c\ubc18\ud615\uacfc \uc6b0\ub300\ud615\uc73c\ub85c \ub098\ub269\ub2c8\ub2e4. \uc8fc\ud0dd \uac00\uaca9\uc774 9\uc5b5 \uc774\ud558\uc774\uba70 \uc18c\ub4dd \uc870\uac74\uc774 \uc5c6\ub294 \uc77c\ubc18\ud615\uc740 \uc544\ub08cE \uc6b0\ub300\uae08\ub9ac(0.1%)\ub9cc \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b0\ub300\ud615\uc740 \ucd5c\ub300 0.9%\uae4c\uc9c0 \uc6b0\ub300\uae08\ub9ac \ud61c\ud0dd\uc774 \uc8fc\uc5b4\uc9c0\ub294\ub370, \uc774 \uacbd\uc6b0 \uc8fc\ud0dd \uac00\uaca9 6\uc5b5 \uc6d0 \uc774\ud558\uc5d0 \uc18c\ub4dd 1\uc5b5 \uc6d0 \uc774\ud558\ub77c\ub294 \uae30\ubcf8 \uc870\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b0\ub300\ud615\uc758 \uc6b0\ub300\uae08\ub9ac\ub294 5\uac00\uc9c0 \ud56d\ubaa9\uc73c\ub85c \ub098\ub258\ub294\ub370\uc694. \uc774\ub54c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc544\ub08cE \ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad\uc744 \ud1b5\ud574 0.1% \uc6b0\ub300\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc544\ub08cE \ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad \ubc29\ubc95<\/h2>\n\n\n\n<center>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4840105377387446\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \uc0c1\ub2e81 300*250 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:300px;height:250px\"\n     data-ad-client=\"ca-pub-4840105377387446\"\n     data-ad-slot=\"2321616244\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/center>\n\n\n\n<p>\uc778\ud130\ub137\/\ubaa8\ubc14\uc77c\ub85c \uc2e0\uccad\ud558\ub294 \uacbd\uc6b0 U\ubcf4\uae08\uc790\ub9ac\ubcf4\ub2e4\ub294 \uc544\ub08ce-\ubcf4\uae08\uc790\ub9ac\ub860\uc758 \uae08\ub9ac\uac00 \ub354 \uc800\ub834\ud558\ubbc0\ub85c \ubc18\ub4dc\uc2dc \uc544\ub08ce\ubcf4\uae08\uc790\ub9ac\ub860\uc744 \ud0dd\ud574 \uc2e0\uccad\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \ud648\ud398\uc774\uc9c0\uc5d0\uc11c \uc778\ud130\ub137\uae08\uc735\uc11c\ube44\uc2a4 \ud654\uba74\uc5d0 \ub4e4\uc5b4\uac00 &#8216;\uc544\ub08ce-\ubcf4\uae08\uc790\ub9ac\ub860(\ud2b9\ub840)&#8217; \uba54\ub274\ub97c \ud074\ub9ad\ud574\uc90d\ub2c8\ub2e4. \uc774\ud6c4 \uc815\ubcf4\ub97c \uc785\ub825\ud55c \ud6c4 \uc2e0\uccad\uc744 \uc644\ub8cc\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/bank.hf.go.kr\/\"><strong>\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \uc544\ub08ce-\ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>\uacf5\uc0ac \uc2b9\uc778\uc774 \ub098\uba74 \ub300\ucd9c\uc0c1\ub2f4\uc0ac\ub97c \ud1b5\ud574 \uc11c\ub958 \uc548\ub0b4\ub97c \ubc1b\uac8c \ub418\uba70, \uc11c\ub958 \uc791\uc131 \uc81c\ucd9c \uacfc\uc815\uc744 \uac70\uccd0 \ucd5c\uc885 \ub300\ucd9c \uc2e4\ud589\uc774 \uc9c4\ud589\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub300\ucd9c \uc2e0\uccad \ud6c4\uc5d0\ub294 \uae08\ub9ac\uac00 \uc624\ub974\ub354\ub77c\ub3c4 \uc2e0\uccad\ud55c \uc2dc\uc810\uc73c\ub85c \uae08\ub9ac\ub97c \uc801\uc6a9\ud558\ub2c8, \ud639\uc2dc\ub098 \ucd94\ud6c4 \uae08\ub9ac\uac00 \uc624\ub974\ub354\ub77c\ub3c4 \uac71\uc815\ud558\uc2e4 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"384\" height=\"463\" src=\"https:\/\/etaloans.com\/wp-content\/uploads\/2023\/02\/image-1.png\" alt=\"\uc544\ub08cE-\ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad \ubc29\ubc95\" class=\"wp-image-2990\" srcset=\"https:\/\/etaloans.com\/wp-content\/uploads\/2023\/02\/image-1.png 384w, https:\/\/etaloans.com\/wp-content\/uploads\/2023\/02\/image-1-249x300.png 249w\" sizes=\"(max-width: 384px) 100vw, 384px\" \/><\/figure><\/div>\n\n\n<p>\uc9c0\uae08\uae4c\uc9c0 \uc544\ub08cE \ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad \ubc29\ubc95\uc744 \uc54c\uc544\ubcf4\uc558\uc2b5\ub2c8\ub2e4. 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