{"id":2873,"date":"2023-01-03T03:59:42","date_gmt":"2023-01-03T03:59:42","guid":{"rendered":"https:\/\/etaloans.com\/?p=2873"},"modified":"2023-01-03T03:59:44","modified_gmt":"2023-01-03T03:59:44","slug":"2023%eb%85%84-%ec%a3%bc%ed%9c%b4%ec%88%98%eb%8b%b9-%ed%8f%90%ec%a7%80-%ec%b5%9c%ec%a0%80%ec%9e%84%ea%b8%88-%ec%96%b8%ec%a0%9c%eb%b6%80%ed%84%b0","status":"publish","type":"post","link":"https:\/\/etaloans.com\/2023%eb%85%84-%ec%a3%bc%ed%9c%b4%ec%88%98%eb%8b%b9-%ed%8f%90%ec%a7%80-%ec%b5%9c%ec%a0%80%ec%9e%84%ea%b8%88-%ec%96%b8%ec%a0%9c%eb%b6%80%ed%84%b0\/","title":{"rendered":"2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \ucd5c\uc800\uc784\uae08 \uacc4\uc0b0 \uc5b8\uc81c\ubd80\ud130"},"content":{"rendered":"\n<center>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4840105377387446\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \ucd5c\uc0c1\ub2e8 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-4840105377387446\"\n     data-ad-slot=\"3778168149\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/center>\n\n\n\n<p>2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uc5b8\uc81c\ubd80\ud130 \uc774\ub904\uc9c8\uc9c0 \uc774\uc288\ub85c \uadfc\ub85c\uc790 \ubd84\ub4e4 \uc6d4\uae09 \uac71\uc815\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc2b5\ub2c8\ub2e4. \uadfc\ub85c\ub97c \ud558\uace0 \uacc4\uc2dc\ub294 \ubd84\ub4e4\uc740 \uc790\uc2e0\uc774 \uc5b4\ub290 \uc815\ub3c4\uc758 \uadfc\ub85c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud55c \ubd80\ubd84\uc744 \ucd5c\uc800\uc784\uae08 \uacc4\uc0b0 \ubd80\ud130 \uc815\ud655\ud558\uac8c \ucc59\uaca8\uc57c \ud558\ub294\ub370\uc694.  \uc624\ub298\uc740 \ucd5c\uc800\uc784\uae08 \uc8fc\ud734\uc218\ub2f9 \uc870\uac74 \uacc4\uc0b0\ubc95\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcf4\ub824\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">\ucd5c\uc800\uc784\uae08\uc774\ub780?<\/h2>\n\n\n\n<p>\ucd5c\uc800 \uc784\uae08 \uc81c\ub3c4\ub294 \uad6d\uac00\uac00 \ub178, \uc0ac\uac04\uc758 \uc784\uae08 \uacb0\uc815 \uacfc\uc815\uc5d0 \uac1c\uc785\ud574 \uc784\uae08\uc758 \ucd5c\uc800 \uc218\uc900\uc744 \uacb0\uc815\ud558\uace0 \uadfc\ub85c\uc790\uc5d0\uac8c \uc774 \uc218\uc900 \uc774\uc0c1\uc758 \uc784\uae08\uc744 \uc9c0\uae09\ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ubc95\uaddc\ub85c \uc815\ud574 \uc800\uc784\uae08 \uadfc\ub85c\uc790\ub97c \ubcf4\ud638\ud558\ub294 \uc81c\ub3c4\ub77c\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uc900\uc218 \uc2dc \ubc95\uc801\uc73c\ub85c \uc2e0\uace0 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/etaloans.com\/2023%eb%85%84-%ec%b5%9c%ec%a0%80%ec%8b%9c%ea%b8%89-%ec%9b%94%ea%b8%89-%ea%b3%84%ec%82%b0%ea%b8%b0\/\"><strong>\uc8fc\ud734\uc218\ub2f9 \ucd5c\uc800\uc784\uae08 \uc784\uae08\uccb4\ubd88 \uc2e0\uace0 \ubc29\ubc95<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc774\ub294 \uadfc\ub85c\uc790\uc5d0 \ub300\ud574\uc11c \uc784\uae08\uc758 \ucd5c\uc800 \uc218\uc900\uc744 \ubcf4\uc7a5\ud574 \uadfc\ub85c\uc790\uc758 \uc0dd\ud65c \uc548\uc815\uacfc \ub178\ub3d9\ub825\uc758 \uc9c8\uc801 \ud5a5\uc0c1\uc744 \uaf80\ud568\uc73c\ub85c\uc368 \uad6d\ubbfc \uacbd\uc81c\uc758 \uac74\uc804\ud55c \ubc1c\uc804\uc5d0 \uc774\ubc14\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ubaa9\uc801\uc744 \uac16\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd5c\uc800 \uc784\uae08 \uc81c\ub3c4\ub85c \uc778\ud574\uc11c \ucd5c\uc800 \uc784\uae08\uc561 \ubbf8\ub9cc\uc758 \uc784\uae08\uc744 \ubc1b\uace0 \uc788\ub294 \uadfc\ub85c\uc790\uc758 \uc784\uae08\uc774 \ucd5c\uc800 \uc784\uae08\uc561 \uc774\uc0c1 \uc218\uc900\uc73c\ub85c \uc778\uc0c1\uc774 \ub418\uba74\uc11c \uc800\uc784\uae08 \ud574\uc18c\ub85c \uc784\uae08 \uaca9\ucc28\uac00 \uc644\ud654\uac00 \ub418\uace0 \uc18c\ub4dd \ubd84\ubc30 \uac1c\uc120\uc5d0 \uae30\uc5ec\ud558\uba70, \uadfc\ub85c\uc790\uc5d0\uac8c \uc77c\uc815 \uc218\uc900 \uc774\uc0c1\uc758 \uc0dd\uacc4\ub97c \ubcf4\uc7a5\ud574 \uc90c\uc73c\ub85c\uc368 \uadfc\ub85c\uc790\uc758 \uc0dd\ud65c\uc744 \uc548\uc815\uc2dc\ud0a4\uace0 \uadfc\ub85c\uc790\uc758 \uc0ac\uae30\ub97c \uc62c\ub824\uc8fc\uc5b4 \ub178\ub3d9 \uc0dd\uc0b0\uc131\uc774 \ud5a5\uc0c1\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc800\uc784\uae08\uc744 \ubc14\ud0d5\uc73c\ub85c \ud55c \uacbd\uc7c1 \ubc29\uc2dd\uc744 \uc9c0\uc591\ud558\uace0 \uc801\uc808\ud55c \uc784\uae08\uc744 \uc9c0\uae09\ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ud574 \uacf5\uc815\ud55c \uacbd\uc7c1\uc744 \ucd09\uc9c4\ud558\uace0 \uacbd\uc601 \ud569\ub9ac\ud654\ub97c \ubaa9\uc801\uc73c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc8fc\ud734\uc218\ub2f9 \uc774\ub780?<\/h2>\n\n\n\n<center>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4840105377387446\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \uc0c1\ub2e81 300*250 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:300px;height:250px\"\n     data-ad-client=\"ca-pub-4840105377387446\"\n     data-ad-slot=\"2321616244\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/center>\n\n\n\n<p>\uc8fc\ud734 \uc218\ub2f9\uc740 \uc77c\uc8fc\uc77c\uc5d0 15\uc2dc\uac04 \uc774\uc0c1 \uadfc\ubb34\ud558\ub294 \uadfc\ub85c\uc790\uc5d0\uac8c \uc8fc\ub2f9 \uc77c\uc77c\uc758 \uc720\uae09 \ud734\uc77c\uc744 \uc8fc\ub294 \uc81c\ub3c4\ub85c\uc11c \uadfc\ub85c \uae30\uc900\ubc95\uc5d0\uc11c\ub294 \uc0ac\uc6a9\uc790\uac00 \uadfc\ub85c\uc790\uc5d0\uac8c \uc77c\uc8fc\uc77c\uc5d0 \ud3c9\uade0 1\ud68c \uc774\uc0c1 \uc720\uae09 \ud734\uc77c\uc744 \uc8fc\uc5b4\uc57c \ud55c\ub2e4\uace0 \uba85\uc2dc\ud558\uace0 \uc788\ub294 \uac00\uc6b4\ub370 \uc8fc\ud734\uc77c\uacfc \uc8fc\ud734 \uc218\ub2f9\uc740 \uc544\ub974\ubc14\uc774\ud2b8, \uc784\uc2dc\uc9c1, \uacc4\uc57d\uc9c1 \ub4f1 \uadfc\ub85c \ud615\ud0dc\uc640\ub294 \uad00\uacc4 \uc5c6\uc774 \uc77c\uc8fc\uc77c\uc5d0 15\uc2dc\uac04 \uc774\uc0c1 \uadfc\ubb34\ud558\ub294 \uadfc\ub85c\uc790\uc5d0\uac8c \uc801\uc6a9\ud558\uba70<\/p>\n\n\n\n<p>5\uc778 \ubbf8\ub9cc \uc0ac\uc5c5\uc7a5\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc801\uc6a9 \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\uc9c0\ub9cc, \uc8fc\ud734\uc77c\uc758 \uacbd\uc6b0 \ubc18\ub4dc\uc2dc \uc77c\uc694\uc77c\uc774\uc5ec\uc57c \ud558\ub294 \uc870\uac74\uc740 \uc5c6\uc73c\uba70, \ud2b9\uc815 \uc694\uc77c\uc744 \uc815\ud574 \uaddc\uce59\uc801\uc73c\ub85c \uc2dc\ud589\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadfc\ub85c\uc790\uc758 \uacbd\uc6b0 \uc77c\uc8fc\uc77c 15\uc2dc\uac04 \uc774\uc0c1 \uadfc\ubb34\ud558\ub294 \uadfc\ub85c\uc790, \uc77c\uc8fc\uc77c \ub3d9\uc548 \uc18c\uc815 \uadfc\ub85c \uc77c\uc5d0 \ubaa8\ub450 \ucd9c\uadfc, \uc9c0\uc18d \uadfc\ub85c\uac00 \uc608\uc815\ub418\uc5b4 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub9cc \uc9c0\uae09 \ubc1b\uc544\ubcf4\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0<\/h2>\n\n\n\n<p>\uc815\ubd80\uac00 \ub178\ub3d9\uc2dc\uc7a5 \uac1c\ud601 \ucd94\uc9c4\ud558\uba70 2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0\uac00 \ub41c\ub2e4\uba74 \ub178\ub3d9\uc790 \uc6d4\uae09\uc774 \uc904\uc5b4  \ub4e4 \uc218 \ubc16\uc5d0 \uc5c6\uc2b5\ub2c8\ub2e4. \uc790\uc138\ud55c \uae08\uc561 \ucc28\uc774 \uacc4\uc0b0\uc740 \uc544\ub798\uc5d0 \uc788\uc9c0\ub9cc \uc6d4\uae09\uc73c\ub85c \ub530\uc84c\uc744 \ub54c 34\ub9cc\uc6d0 \uac00\ub7c9 \ucc28\uc774\uac00 \ub0a9\ub2c8\ub2e4. \uae30\uc5c5\uc774\ub098 \uc18c\uc0c1\uacf5\uc778 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0\ub97c \ub2ec\uac00\uc6cc \ud558\uace0 \ubd88\ud569\ub9ac\ud55c \uc784\uae08\uccb4\uacc4 \ucd5c\uc800\uc784\uae08 \uc0b0\uc815\ubc29\uc2dd, \uc7ac\uac80\ud1a0 \ud544\uc694\ud558\ub2e4\uace0 \uc8fc\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.moel.go.kr\/news\/enews\/explain\/enewsView.do?news_seq=14451\"><strong>\uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uc815\ubd80 \uacf5\uc2dd\uc785\uc7a5<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2023\ub144 \ucd5c\uc800\uc784\uae08 \uc8fc\ud734\uc218\ub2f9 \ud3ec\ud568 \uacc4\uc0b0\ubc95<\/h2>\n\n\n\n<center>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4840105377387446\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \uc0c1\ub2e81 300*250 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:300px;height:250px\"\n     data-ad-client=\"ca-pub-4840105377387446\"\n     data-ad-slot=\"2321616244\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/center>\n\n\n\n<p>\ucd5c\uc800\uc784\uae08 \uc8fc\ud734\uc218\ub2f9 \uacc4\uc0b0\ubc95\uc740 \ub124\uc774\ubc84\uc640 \uac19\uc740 \ud3ec\ud138 \uc0ac\uc774\ud2b8\uc5d0\uc11c \uce5c\uc808\ud558\uac8c \uc548\ub0b4\ud574 \uc8fc\uace0 \uc788\ub294\ub370 \uac80\uc0c9\ucc3d\uc5d0 \ucd5c\uc800\uc784\uae08 \uc8fc\ud734\uc218\ub2f9 \uacc4\uc0b0\ubc95\uc744 \uac80\uc0c9\ud574 \ubcf4\uc2dc\uba74, \uacc4\uc0b0\uae30\uac00 \ubc14\ub85c \ub098\uc624\uac8c \ub418\ub294\ub370 \uc8fc\ud734 \uc218\ub2f9\uc744 \uacc4\uc0b0\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc2dc\uae09 x 8\uc2dc\uac04\uc744 \uacc4\uc0b0\ud574 \ubcf4\uc2dc\uba74 \ub418\uba70, \uc8fc\uae09\uc740 5\uc77c\uac04 \uae09\uc5ec + \uc8fc\ud734\uc218\ub2f9 \uacc4\uc0b0 \uac12\uc73c\ub85c \uacc4\uc0b0\ud574 \ubcf4\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\ud558\ub8e8\uc5d0 \uc9c1\uc7a5\uc778 9\uc2dc\ubd80\ud130 6\uc2dc\uae4c\uc9c0 8\uc2dc\uac04 \uc8fc 5\uc77c \uc9c1\uc7a5\uc778 \uac00\uc815 \ud588\uc744 \ub54c \uc8fc\ud734\uc218\ub2f9 \ud3ec\ud568 \uacc4\uc0b0<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"589\" height=\"378\" src=\"https:\/\/etaloans.com\/wp-content\/uploads\/2023\/01\/\uc774\ubbf8\uc9c0-253.png\" alt=\"2023\ub144 \ucd5c\uc800\uc784\uae08 \uc8fc\ud734\uc218\ub2f9 \ud3ec\ud568 \uacc4\uc0b0\ubc95\" class=\"wp-image-2875\" srcset=\"https:\/\/etaloans.com\/wp-content\/uploads\/2023\/01\/\uc774\ubbf8\uc9c0-253.png 589w, https:\/\/etaloans.com\/wp-content\/uploads\/2023\/01\/\uc774\ubbf8\uc9c0-253-300x193.png 300w\" sizes=\"(max-width: 589px) 100vw, 589px\" \/><\/figure><\/div>\n\n\n<ul>\n<li>1\uc8fc\uc77c 40\uc2dc\uac04(8\uc2dc\uac04 x 5) + \uc8fc\ud734\uc218\ub2f9(8\uc2dc\uac04) = 48\uc2dc\uac04<\/li>\n\n\n\n<li>48\uc2dc\uac04 x 4.345(\ud55c \ub2ec \ud3c9\uade0 \uc8fc \uc218) = 209\uc2dc\uac04<\/li>\n\n\n\n<li>209\uc2dc\uac04 x 9,620 \uc6d0(2023\ub144 \ucd5c\uc800\uc784\uae08) = 2,010,580 \uc6d0<\/li>\n<\/ul>\n\n\n\n<p>\ucd5c\uc800\uc784\uae08\uacfc \uc8fc\ud734\uc218\ub2f9\ub9cc \ud3ec\ud568\ud558\uace0 \uac01\uc885 \uc218\ub2f9\uc744 \uc81c\uc678\ud55c \uc6d4\uae09\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2023\ub144 \ucd5c\uc800\uc784\uae08 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uacc4\uc0b0\ubc95<\/h2>\n\n\n\n<center>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4840105377387446\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \uc0c1\ub2e81 300*250 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:300px;height:250px\"\n     data-ad-client=\"ca-pub-4840105377387446\"\n     data-ad-slot=\"2321616244\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/center>\n\n\n\n<p>\ub3d9\uc77c\ud558\uac8c \uc9c1\uc7a5\uc778 9\uc2dc\ubd80\ud130 6\uc2dc\uae4c\uc9c0 8\uc2dc\uac04 \uc8fc 5\uc77c\uc81c \uc77c\ud558\ub294 \uacbd\uc6b0 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \ud6c4 \uc6d4\uae09\uc744 \uacc4\uc0b0\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>1\uc8fc\uc77c 40\uc2dc\uac04<\/li>\n\n\n\n<li>40\uc2dc\uac04 x 4.345(\ud55c \ub2ec \ud3c9\uade0 \uc8fc \uc218) = 174\uc2dc\uac04<\/li>\n\n\n\n<li>174\uc2dc\uac04 x 9,620 \uc6d0(2023\ub144 \ucd5c\uc800\uc784\uae08) = 1,673,880 \uc6d0<\/li>\n<\/ul>\n\n\n\n<p>\uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uc2dc \uc6d4\uae09 \ucc28\uc774\ub294 \uc57d 34\ub9cc \uc6d0 \uac00\ub7c9 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-3 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/etaloans.com\/2023%eb%85%84-%ec%b5%9c%ec%a0%80%ec%8b%9c%ea%b8%89-%ec%9b%94%ea%b8%89-%ea%b3%84%ec%82%b0%ea%b8%b0\/\"><strong>2023\ub144 \ucd5c\uc800\uc784\uae08 \uacc4\uc0b0\uae30 \uc870\ud68c<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uc5b8\uc81c\ubd80\ud130 ?<\/h2>\n\n\n\n<p>\uc774\uc815\uc2dd \uace0\uc6a9\ub178\ub3d9\ubd80 \uc7a5\uad00\uc740 \uc784\uae08, \uadfc\ub85c\uc2dc\uac04 \uac1c\ud601\uacfc\uc81c\ub294 \uac00\uae09\uc801 \ube60\ub978 \uc2dc\uc77c \uc548\uc5d0 \uc785\ubc95\uc548\uc744 \ub9c8\ub828\ud574 \uc0c1\ubc18\uae30\uc5d0 \uc785\ubc84\uc744 \ucd94\uc9c4\ud558\uaca0\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \ub178\ub3d9\uacc4\uc5d0 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uad00\ub828\ud574 \uc784\uae08\uccb4\uacc4 \ubc0f \uadfc\ub85c\uc5ec\uac74 \uc804\ubc18\uc5d0 \ubcf5\uc7a1\ud558\uac8c \uc5bd\ud600\uc788\uae30 \ub54c\ubb38\uc5d0 \ud604\uc7ac \ubcf8\uaca9\uc801\uc778 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uad00\ud55c \ub17c\uc758\ub098 \uad6c\uccb4\uc801\uc778 \uc808\ucc28\uac00 \uc138\uc6cc\uc9c0\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ubbf8\ub798\ub178\ub3d9\uc2dc\uc7a5\uc5f0\uad6c\ud68c\uc5d0\uc11c \ud1b5\uc0c1\uc784\uae08, \ud3c9\uade0\uc784\uae08, \uc8fc\ud734\uc218\ub2f9, \ucd5c\uc800\uc784\uae08 \ub4f1 \uc784\uae08\uc81c\ub3c4 \uc804\ubc18\uc5d0 \ub300\ud55c \uac1c\uc120\uc744 \ubaa8\uc0c9\ud560 \uac83 \uad8c\uace0\ud588\uc9c0\ub9cc \uc8fc\ud734\uc218\ub2f9 \ud3d0\ucc0c\ub97c \uad8c\uace0\ud55c \uc0ac\uc2e4\uc740 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc8fc\ud734\uc218\ub2f9 \uc2dc\ud589\uad6d\uac00<\/h2>\n\n\n\n<ul>\n<li>\uc2a4\uc704\uc2a4<\/li>\n\n\n\n<li>\uc2a4\ud398\uc778<\/li>\n\n\n\n<li>\uc544\uc77c\ub79c\ub4dc<\/li>\n\n\n\n<li>\ud130\ud0a4<\/li>\n\n\n\n<li>\uba55\uc2dc\ucf54<\/li>\n\n\n\n<li>\ube0c\ub77c\uc9c8<\/li>\n\n\n\n<li>\ucf5c\ub86c\ube44\uc544<\/li>\n\n\n\n<li>\ud0c0\uc774\uc644<\/li>\n\n\n\n<li>\ud0dc\uad6d<\/li>\n\n\n\n<li>\ud544\ub9ac\ud540<\/li>\n\n\n\n<li>\ub300\ud55c\ubbfc\uad6d<\/li>\n<\/ul>\n\n\n\n<p>\uc810\uc810 \uacbd\uc81c\uc801\uc73c\ub85c \ud798\ub4e4\uc5b4\uc9c0\ub294 \uc0c1\ud669 \uc18d\uc5d0\uc11c \ucd5c\uc800\uc784\uae08\uc740 \uc9c0\uc18d\uc801\uc73c\ub85c \uc0c1\uc2b9\ud574 \uc790\uc601\uc5c5\uc790 \ubc0f \uc18c\uc0c1\uacf5\uc778\ub4e4\uc740 \uc870\uae08\uc529 \ub354 \ubd80\ub2f4\uac10\uc744 \ub290\ub084 \uc218 \uc788\ub294 \uac00\uc6b4\ub370 \ucd5c\uc800\uc784\uae08, 2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uad00\ud55c \ubb38\uc81c\ub3c4 \uc911\uc694\ud55c \ubd80\ubd84\uc774\uace0 \ub178\uc0ac \ubaa8\ub450\uac00 \ub0a9\ub4dd\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc774 \ub098\uc624\uae38 \uae30\ub300\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-4 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/etaloans.com\/2023%eb%85%84-%eb%b6%80%eb%aa%a8%ea%b8%89%ec%97%ac-%ec%86%8c%ea%b8%89%ec%a0%81%ec%9a%a9-%ec%8b%a0%ec%b2%ad\/\"><strong>2023\ub144 \ubd80\ubaa8\uae09\uc5ec \uc2e0\uccad<\/strong><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uc5b8\uc81c\ubd80\ud130 \uc774\ub904\uc9c8\uc9c0 \uc774\uc288\ub85c \uadfc\ub85c\uc790 \ubd84\ub4e4 \uc6d4\uae09 \uac71\uc815\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc2b5\ub2c8\ub2e4. \uadfc\ub85c\ub97c \ud558\uace0 \uacc4\uc2dc\ub294 \ubd84\ub4e4\uc740 \uc790\uc2e0\uc774 \uc5b4\ub290 \uc815\ub3c4\uc758 \uadfc\ub85c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud55c \ubd80\ubd84\uc744 \ucd5c\uc800\uc784\uae08 \uacc4\uc0b0 \ubd80\ud130 \uc815\ud655\ud558\uac8c \ucc59\uaca8\uc57c \ud558\ub294\ub370\uc694. \uc624\ub298\uc740 \ucd5c\uc800\uc784\uae08 \uc8fc\ud734\uc218\ub2f9<\/p>\n","protected":false},"author":1,"featured_media":2874,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \ucd5c\uc800\uc784\uae08 \uacc4\uc0b0 \uc5b8\uc81c\ubd80\ud130 - \ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ucd9c \uc790\uaca9 \uc2e0\uccad<\/title>\n<meta name=\"description\" content=\"2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uc5b8\uc81c\ubd80\ud130 \uc774\ub904\uc9c8\uc9c0 \uc774\uc288\ub85c \uadfc\ub85c\uc790 \ubd84\ub4e4 \uc6d4\uae09 \uac71\uc815\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc2b5\ub2c8\ub2e4. \uadfc\ub85c\ub97c \ud558\uace0 \uacc4\uc2dc\ub294 \ubd84\ub4e4\uc740 \uc790\uc2e0\uc774 \uc5b4\ub290 \uc815\ub3c4\uc758 \uadfc\ub85c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0 \ucd5c\uc800\uc784\uae08 \uc8fc\ud734\uc218\ub2f9 \uc870\uac74 \uacc4\uc0b0\ubc95\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcf4\ub824\uace0 \ud569\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/etaloans.com\/2023\ub144-\uc8fc\ud734\uc218\ub2f9-\ud3d0\uc9c0-\ucd5c\uc800\uc784\uae08-\uc5b8\uc81c\ubd80\ud130\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \ucd5c\uc800\uc784\uae08 \uacc4\uc0b0 \uc5b8\uc81c\ubd80\ud130 - \ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ucd9c \uc790\uaca9 \uc2e0\uccad\" \/>\n<meta property=\"og:description\" content=\"2023\ub144 \uc8fc\ud734\uc218\ub2f9 \ud3d0\uc9c0 \uc5b8\uc81c\ubd80\ud130 \uc774\ub904\uc9c8\uc9c0 \uc774\uc288\ub85c \uadfc\ub85c\uc790 \ubd84\ub4e4 \uc6d4\uae09 \uac71\uc815\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc2b5\ub2c8\ub2e4. \uadfc\ub85c\ub97c \ud558\uace0 \uacc4\uc2dc\ub294 \ubd84\ub4e4\uc740 \uc790\uc2e0\uc774 \uc5b4\ub290 \uc815\ub3c4\uc758 \uadfc\ub85c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0 \ucd5c\uc800\uc784\uae08 \uc8fc\ud734\uc218\ub2f9 \uc870\uac74 \uacc4\uc0b0\ubc95\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcf4\ub824\uace0 \ud569\ub2c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/etaloans.com\/2023\ub144-\uc8fc\ud734\uc218\ub2f9-\ud3d0\uc9c0-\ucd5c\uc800\uc784\uae08-\uc5b8\uc81c\ubd80\ud130\/\" \/>\n<meta property=\"og:site_name\" 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