{"id":2850,"date":"2022-12-31T01:23:33","date_gmt":"2022-12-31T01:23:33","guid":{"rendered":"https:\/\/etaloans.com\/?p=2850"},"modified":"2022-12-31T01:23:36","modified_gmt":"2022-12-31T01:23:36","slug":"%ed%8a%b9%eb%a1%80%eb%b3%b4%ea%b8%88%ec%9e%90%eb%a6%ac%eb%a1%a0-%ec%9e%90%ea%b2%a9-%ea%b8%88%eb%a6%ac-%ec%8b%a0%ec%b2%ad","status":"publish","type":"post","link":"https:\/\/etaloans.com\/%ed%8a%b9%eb%a1%80%eb%b3%b4%ea%b8%88%ec%9e%90%eb%a6%ac%eb%a1%a0-%ec%9e%90%ea%b2%a9-%ea%b8%88%eb%a6%ac-%ec%8b%a0%ec%b2%ad\/","title":{"rendered":"\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc790\uaca9 \uae08\ub9ac \uc2e0\uccad"},"content":{"rendered":"\n<center>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4840105377387446\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \ucd5c\uc0c1\ub2e8 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-4840105377387446\"\n     data-ad-slot=\"3778168149\"\n     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\uc774\uc6a9\ud558\uae30 \uc704\ud574\uc11c\ub294 \ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad \ubc29\ubc95\uc5d0 \ub300\ud574\uc11c \uc54c\uace0 \uacc4\uc154\uc57c\uaca0\uc8e0.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/etaloans.com\/100%eb%a7%8c%ec%9b%90-%ec%86%8c%ec%95%a1%eb%8c%80%ec%b6%9c\/\"><strong>100\ub9cc\uc6d0 \uc18c\uc561\ub300\ucd9c \uc870\ud68c<\/strong><\/a><\/div>\n<\/div>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860\uc774\ub780?<\/h2>\n\n\n\n<center>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4840105377387446\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \uc0c1\ub2e81 300*250 -->\n<ins class=\"adsbygoogle\"\n     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\ub354\uc6b1 \ub9ce\uc740 \uc790\uae08\uc744 \ube4c\ub9b4 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc6c0\uc744 \uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc790\uaca9<\/h2>\n\n\n\n<p>\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc790\uaca9\uc740 \uc2e0\uaddc \uad6c\uc785, \ub300\ud658, \ubcf4\uc804\uc6a9 \ub300\ucd9c \ubaa8\ub450 \ub3d9\uc77c\ud558\uac8c \uc774\uc6a9\ud560 \uc218 \uc788\uc73c\uba74\uc11c \ub300\ucd9c \uc790\uaca9\uc5d0 \uc788\uc5b4\uc11c \uc18c\ub4dd \uc870\uac74\uc740 \uad00\uacc4\uac00 \uc5c6\uc9c0\ub9cc, \ubb34\uc8fc\ud0dd\uc790 \ud639\uc740 \uc77c\uc2dc\uc801 1\uc8fc\ud0dd\uc790\uc5d0 \ud55c\ud574\uc11c \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"953\" height=\"336\" src=\"https:\/\/etaloans.com\/wp-content\/uploads\/2022\/12\/2022-12-31-10-18-40.png\" alt=\"\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc790\uaca9 \uc2e0\uccad\" class=\"wp-image-2851\" srcset=\"https:\/\/etaloans.com\/wp-content\/uploads\/2022\/12\/2022-12-31-10-18-40.png 953w, https:\/\/etaloans.com\/wp-content\/uploads\/2022\/12\/2022-12-31-10-18-40-300x106.png 300w, https:\/\/etaloans.com\/wp-content\/uploads\/2022\/12\/2022-12-31-10-18-40-768x271.png 768w\" sizes=\"(max-width: 953px) 100vw, 953px\" \/><\/figure><\/div>\n\n\n<p>1\uc8fc\ud0dd\uc790\uc758 \uacbd\uc6b0 2\ub144 \ub0b4 \uae30\uc874 \uc8fc\ud0dd\uc744 \ucc98\ubd84\ud574\uc57c \ud558\uba70, \uc8fc\ud0dd \uc694\uac74\uc758 \uacbd\uc6b0 \uc2dc\uac04 6\uc5b5 \uc6d0\uc5d0\uc11c 9\uc5b5 \uc6d0 \uc774\ud558\ub85c \uc0c1\uc2b9\ud588\uc73c\uba70, \uc18c\ub4dd \uc694\uac74\uc740 \uc804\ud600 \uc5c6\uace0 \ud55c\ub3c4\uc758 \uacbd\uc6b0 \uae30\uc874 3\uc5b5 6,000\ub9cc \uc6d0\uc5d0\uc11c 5\uc5b5 \uc6d0\uc73c\ub85c \ub298\uc5c8\uc73c\uba70, \ud604\uc7ac \uc2dc\uc911 \uc740\ud589\ub4e4\uc774 \uc6b4\uc601\ud558\uace0 \uc788\ub294 \uc801\uaca9 \ub300\ucd9c\uacfc \uc720\uc0ac\ud55c \ubaa8\uc2b5\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.hf.go.kr\/ko\/sub01\/sub01_04.do\"><strong>\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc790\uaca9 \uc870\ud68c<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uae08\ub9ac<\/h2>\n\n\n\n<p>\uae08\ub9ac \uac19\uc740 \uacbd\uc6b0\uc5d0\ub3c4 \ub2e8\uc77c \uae08\ub9ac\ub85c \uc0b0\uc815\ud574 \uc6b0\ub300 \uae08\ub9ac\ub97c \uc801\uc6a9\ud558\uace0 \uc788\uc9c0\ub9cc, \uae30\uc874\uc758 \uae08\ub9ac\ubcf4\ub2e4 \uc870\uae08 \ub354 \ub0ae\uc544\uc838 \uace0\uc815 \uae08\ub9ac\uac00 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\uc774 \ub418\uba70, \ud655\uc815\uc774 \ub41c \ubd80\ubd84\uc740 \uc544\ub2c8\uc9c0\ub9cc, \uc5f0 4%\ub300\ub85c \uc774\uc6a9\ud560 \uc218 \uc788\uc9c0 \uc54a\uc744\uae4c \uc608\uc0c1\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub798\uc11c \uae30\uc874\uc5d0 5% \uc774\uc0c1\uc758 \uace0\uae08\ub9ac \uc0c1\ud488\uc744 \uc774\uc6a9\ud558\uace0 \uacc4\uc2dc\ub294 \ubd84\ub4e4\uc5d0\uac8c\ub294 \ub300\ud658 \ubaa9\uc801\uc73c\ub85c \uc774\uc6a9\ud558\ub294 \uac83\ub3c4 \ub098\uc058\uc9c0 \uc54a\uc73c\uba70, \uc5ec\uae30\uc5d0 LTV 70%, DTI 60%\uac00 \uc801\uc6a9\ub418\uba70, \ubcc4\ub2e4\ub978 DSR\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\uc73c\uba70, \ubd84\ud560 \uc0c1\ud658\uc774 \uac00\ub2a5\ud574 \uae08\ub9ac \ubd80\ub2f4\uc744 \ud06c\uac8c \uc904\uc5ec\ubcfc \uc218 \uc788\uc9c0 \uc54a\uc744\uae4c \uc2f6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad<\/h2>\n\n\n\n<center>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4840105377387446\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \uc0c1\ub2e81 300*250 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:300px;height:250px\"\n     data-ad-client=\"ca-pub-4840105377387446\"\n     data-ad-slot=\"2321616244\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/center>\n\n\n\n<p>\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad \uac19\uc740 \uacbd\uc6b0 \uae30\uc874 \ubcf4\uae08\uc790\ub9ac\ub860\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ud55c\uad6d \uc8fc\ud0dd \uae08\uc735 \uacf5\uc0ac \ud648\ud398\uc774\uc9c0\uc5d0\uc11c \uc2e0\uccad\ud574 \ubcf4\uc2e4 \uc218 \uc788\uc9c0 \uc54a\uc744\uae4c \uc2f6\uc740\ub370\uc694. <br><a href=\"https:\/\/www.hf.go.kr\/ko\/index.do\">\ud55c\uad6d \uc8fc\ud0dd \uae08\uc735 \uacf5\uc0ac \ud648\ud398\uc774\uc9c0<\/a>\uc5d0 \uc811\uc18d\ud558\uc2e0 \ub4a4 \uc8fc\ud0dd \ub2f4\ubcf4 \ub300\ucd9c\uc744 \ud074\ub9ad\ud558\uc2dc\uace0 \ubcf4\uae08\uc790\ub9ac\ub860\uc744 \ud074\ub9ad\ud574 \ubcf4\uc2dc\uba74, \uc2e0\uccad \uc808\ucc28 \uc21c\uc73c\ub85c \uc9c4\ud589\ud574 \ubcf4\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub300\ucd9c \uc2e0\uccad \uc2dc\uc810\uc5d0 \ub530\ub77c\uc11c \uc801\uc6a9 \uae08\ub9ac\uc640 \uc2e0\uccad \uc790\uaca9\uc5d0 \ucc28\uc774\uac00 \uc788\uc744 \uc218 \uc788\ub294 \ub9cc\ud07c \ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc870\uac74\uc744 \uaf2d \ud655\uc778\ud574 \ubcf4\uc2dc\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<br>\uae30\uc874 \ub514\ub524\ub3cc \ub300\ucd9c\uacfc \ube44\uad50\ud574 \ubcf4\uba74, \ub514\ub524\ub3cc \ub300\ucd9c\uc774 \uae08\ub9ac\ub294 \ub354 \uc88b\uc740 \uc870\uac74\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc9c0\ub9cc, \uc870\uac74\uc774 \ube44\uad50\uc801 \ub354\uc6b1 \uae4c\ub2e4\ub85c\uc6b4 \ud3b8\uc774\uae30 \ub54c\ubb38\uc5d0 \uc798 \ud655\uc778\ud574 \ubcf4\uc2dc\uace0 \ubcf8\uc778\uc5d0\uac8c \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud574 \ubcf4\uc2dc\uba74 \uc88b\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-3 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/etaloans.com\/%ec%95%8c%eb%9c%b0%ea%b5%90%ed%86%b5%ec%b9%b4%eb%93%9c-%ec%82%ac%ec%9a%a9%eb%b2%95-%eb%b0%9c%ea%b8%89%eb%b0%a9%eb%b2%95-%ec%b9%b4%eb%93%9c-%ec%8b%a0%ec%b2%ad-2023%eb%85%84\/\"><strong>\uc54c\ub730\uad50\ud1b5\uce74\ub4dc \uc2e0\uccad \uc870\ud68c<\/strong><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ud604\uc7ac \ub0b4 \uc9d1 \ub9c8\ub828\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uacc4\uc2dc\ub294 \ubd84\ub4e4\uc774 \ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc790\uaca9 \ubc0f \uc2e0\uccad \uc870\uac74 \ub9ce\uc774 \uad00\uc2ec\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubd80\uc5d0\uc11c\ub3c4 \uc774\ub807\uac8c \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uacc4\uc2dc\ub294 \ubd84\ub4e4\uc744 \uc704\ud574\uc11c \ub2e4\uc591\ud55c \uc9c0\uc6d0 \uc815\ucc45\uc744 \ud1b5\ud574\uc11c \uae30\uac04\uacfc \ud55c\ub3c4\ub97c \ub354\uc6b1 \ub298\ub824 \uc8fc\uac70 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0\uc790<\/p>\n","protected":false},"author":1,"featured_media":2852,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc790\uaca9 \uae08\ub9ac \uc2e0\uccad - \ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ucd9c \uc790\uaca9 \uc2e0\uccad<\/title>\n<meta name=\"description\" content=\"\ud604\uc7ac \ub0b4 \uc9d1 \ub9c8\ub828\uc5d0 \uc5b4\ub824\uc6c0\uc744 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